The inevitability of data and information transfers in the ongoing process of what we call Information technology has its hats off to the world of internet. In today’s world people can’t just afford to remain unaware of the Internet. Be it an essay for your kids’ exams, a cooking recipe, an office presentation that requires to be mailed to your boss, paying your grocery bills, staying connected with your peer group or simply staring at the vast sea of information, you need the Internet. Well, if you feel that the earlier sentence contains too many words in favor of the Net, you are underestimating it. There’s actually more to it. Every rose comes with its own set of thorns, so be prepared to face the disadvantages of the net also. Take a look.
The daily record of zillions of users all over the world has made it possible to interconnect ourselves in one common world, The Internet. Having its origins from the days of US Military research propaganda till date it’s opened the doors to the unreachable. Today the approach to the best houses available in Florida is searched out by a user in New Zealand just by the press of a few keystrokes. gone are the days when the old auctioneer in your area opened the doors for the auctions of signature guitars once a month, you can buy whatever you like and whenever you like on the web starting from hairpins to old wine bottles and even private jets. Ehh! Sounds simple huh? The Web has places where you can chill out watching movies download them at high speeds, get in conference with a few friends or even provide the new project presentation to your clients all at once. With improvements in signal transmission and data transfer speeds application have found a surge in over a few years, email facilities have never been better. And yet again the process is evolving. With all this does it sound true that ‘the world is a small place to live in’.
Coming out to the darker parts of the net would be putting on top the security issues of being hacked and cheated. One has to be very efficient in handling the accounts on the net.If you are not cautious enough and go on blindly clicking on options without knowing the outcome you might be intruded in your private life with all your bank account numbers your credit card pins everything and you can utterly get ruined.

One major issue under this would be the pornographic websites with their explicit contents which you might not be aware of but are visited by your children while you are out on work. The easy availability of information (of any sort)has made it possible for even a speck to get discovered like a bomb. Crimes rates have gone up with the modernization of the net. Cyberspaces provide luring contents which persuade netizens to commit crimes accidentally. So you have to be alert on the go make your work concentrated and purposed.
Don’t have to be the master of all trades but be the “smart” jack and jump along and watch the sparks fly.

David Tenemaza Kramaley is the man behind this entire idea. He started out unbelievably young but today he is the reason why hundreds and thousands of us smile. These Facebook/Social games are created by David and his company based on certain ideas from us. It can be anything and the creators will transform it into a game. For instance, global warming is a rage today. Stop Global Warming is a game being introduced by the team to marry the concept of gaming with charity. It has already amassed $2600 in charities.

Another instance can be the game Mafia city. It travels over the realistic element from mafia life over a virtual medium. The Hatchery is the most celebrated game and has already mustered half a million customers till date. Now that’s some figure.

The programmers have worked meticulously on various projects to provide with timely names and perfect updates. Adam, the artist and content creator has a huge fan following and in fact the FaceBook game users use many of his arts as profile page. The graphics and content used for these innovative games are just as brilliant and awe all those who play. The tiny creatures used for The Hatchery are a sheer joy to watch as they move all over the screen.

With these games you can look to create a strong social network presence for yourself. Presently, it is only tied up with big brands so others have got to wait.

It’s not uncommon for those who deal in full time web design to have individuals contact them for a site design, but have absolutely no idea what they want. Furthermore when the designer questions them the response might be, “I don’t know, just make it look nice.”

Let’s not forget the core values or mission of the business. Many business owners have no idea how to answer those kinds of questions. They may stare blankly for a moment or two and there’s no more time for further deep thought so they go back to action – without answers.

In many cases it is possible to answer some of the questions needed, but it may require taking time away from a familiar setting. It may also require more time than you think you want to give.

If you can get to a place of concentrated contemplation you are likely to find yourself stripping ideas to their core to find out what your business is trying to accomplish and what your ultimate goals might be.

As with almost any project you can turn frustration around if you will just take the time to come to terms with your vision.

Sometimes we spend so much time ‘doing’ we never stop to ask the question, “Why?”

This process can be a bit like taking a bus that drives around the park. You keep looking at the flowers and the park bench and long to sit in the quiet shade of a tree and just absorb the calming atmosphere. You know they will have a positive effect on you, but for some reason you just can’t seem to find the energy to get off the bus.

It seems to me there are some sites that are misguided or rarely guided that could benefit from the process of self-evaluation. These sites may look nice, but there is a sense of disconnection that may not be easy to identify, but it’s fairly obvious to visitors.

Creative energy is at a minimum while business owners simply tackle what seem to be the most urgent details.

As more people gravitate to online business there needs to be a shift in the thinking of how one goes about doing business online. In many ways it can’t be approached in the same way a traditional business is developed, yet that is typically the way many new web commerce ventures choose to tackle the subject.

You may discover your business will be more successful if you take some time for rigorous reflection. The time set aside can be a bit like an architect that takes the time to develop plans for a new building. You wouldn’t expect the architect to simply tell a construction crew to, “Go out there and build – something.”

Work at ‘building’ your online business in a comprehensive way. Your effort can develop a firm foundation for long-term success.

There are essentially two types of servers that connect between clients on large networks: Proxy servers and Back-to-Back User Agent (B2BUA) servers. The more prevalent Proxy servers feature predictable behavior — simply connecting between clients. Effectively, B2BUA servers are much stronger and intelligent entities that perform actions which Proxy servers cannot. Moreover, B2BUA servers provide a flexible solution for a wide range of applications and services and are becoming the primary engine for more and more SIP servers in NGN and IMS networks.

The difference between Proxy servers and B2BUA servers is sometimes not fully understood. In this article, we will explore what makes B2BUA servers such an appealing alternative to standard Proxy servers. Better understanding of B2BUA servers can help managers understand the value, and the tradeoffs, of choosing a B2BUA server, as well as the frameworks needed to develop a wide range of SIP applications and SIP services using it.

Figure 1 - Architectural difference between Proxy servers and B2BUA servers

B2BUA Server Defined
B2BUA servers are used to provide value added features for point-to-point calls and manage multi-point calls. The power behind a B2BUA server is derived mostly from the fact that it has a very generic definition, which gives it almost unlimited power. However, this same characteristic is the root of the controversy surrounding it.

IETF standard (RFC 3261) defines a back-to-back user agent as “a logical entity that receives a request and processes it as a user agent server (UAS). In order to determine how the request should be answered, it acts as a user agent client (UAC) and generates requests. Unlike a Proxy server, it maintains a dialogue state and must participate in all requests sent on the dialogues it has established.”

B2BUA servers have capabilities that far exceed those of other types of SIP servers, and answer the need for developing sophisticated value added SIP applications that cannot be implemented as Proxy applications.

Some of these capabilities, which are unique to B2BUA servers, are outlined below:

3rd Party Call Control (3PCC) Features
3rd Party Call Control (3PCC) is the ability of an entity (usually a controller) to set up and manage communication between two or more parties. 3PCC is often used for operator services and conferencing.

3PCC actions are important capabilities, exclusive to B2BUA servers since “passive” non call-stateful elements, such as Proxy servers, cannot initiate these types of activities. Some examples of 3PCC services are online billing, QoS, resource prioritization, call transfer, click-to-dial, mid-call announcement and more.

3PCC actions can be initiated automatically by B2BUA server applications, like disconnecting a call following credit expiration in an online-billing system. Or they can be initiated by remote administrative control (OSS), e.g. invite parties to a multi-point conferencing session.

Figure 2 - Schematic outline of B2BUA server offering 3PCC functionality

Inter-working Function (IWF) for Interoperability

SIP was designed as a highly flexible and extendible protocol. The very strength of this flexibility is also an inherent weakness, since the vast array of client types in the market still need to connect.

B2BUA Inter-working Functions (IWF) defines a wide range of powerful SIP servers that connect SIP clients that “speak” in different protocol dialects, or support different capabilities. This Inter-working function is very important in enabling connectivity between clients with different capabilities and/or protocol dialects. Or even between clients and networks – where the B2BUA server actually acts as an access device.

Examples of what IWF can do include:

• Connecting SIP clients to IMS networks by adding and removing IMS SIP protocol extensions (AKA P-Headers) that are essential for connecting to the IMS network
• Connecting clients with different Session Timers settings
• Connecting clients with different media capabilities and with distinct Session Description Protocol (SDP) messages by relaying between the two types of control sessions
• Connecting to different types of networks (e.g. IPv4, IPv6) and support for different transport types, such as TCP/UDP/SCTP/TLS

Figure 3 - Schematic outline of a B2BUA Inter-Working Function

Multi-point Call Management

B2BUA servers an also implement multi-point call scenarios where multiple CPE devices connect to the B2BUA, and the B2BUA provides services to all CPE.

Due to these unique capabilities, B2BUA servers are widely used in the communications industry. A few examples are listed below:

• Online-billing/prepaid functions
• Servers supporting Resource Prioritization (RP) and/or Quality of Service (QoS) features
• Multi Point Conferencing servers
• IVR servers
• PBX Applications and Softswitches
• Application Layer Gateways (ALG)
• FW/NAT Traversal applications
• Privacy servers
• 3rd-Party Call Control Applications (3PCC)
• Service Creation Environment (SCE) runtime engines
• Session Boarder Controller (SBC)
• IMS S-CSCF, P-CSCF, I-CSCF
• SIP Inter-work Function (IWF) Gateway
• Security Gateway (SEG)
• Voice Call Continuity (VCC) servers

In addition, B2BUA servers play an important role in emerging IMS networks. Recent releases of 3GPP IMS specifications (3GPP TS 24.229 V8.0.0) indicate that an increasing number of IMS network element servers, such as P-CSCF, IBCF,SBC etc., are B2BUA servers. The reason for this is that value added services are usually session stateful, and feature capabilities that go beyond basic call proxying. Applications written on top of B2BUA Application servers fulfill several roles, such as SIP User Agents, SIP Proxy servers and SIP Registrars.

B2BUA Server Challenges

B2BUA application developers face many challenges, such as achieving rapid time-to-market, conformance and interoperability, offering customization for proprietary services and support for High Availability (HA) and redundancy. A comprehensive B2BUA framework can help developers overcome these challenges.

A solid B2BUA framework should have modular application building block architecture for increased flexibility, abstraction and short delivery time. Traditional architecture, which features a single configurable state machine, is not flexible enough. Also, a B2BUA framework should facilitate developing B2BUA applications by flexibly linking “pluggable” high-level Modular Application Building Blocks (MABB). Developers should have the ability to combine these MABBs and they should be designed in a way that allows developers to further customize their behavior if needed. This type of architecture complies with contemporary Service Oriented Architecture (SOA) concepts, and is suitable for powering flexible business communication platforms. This modular architecture can save months of work. With a set of MABBs in hand, developing the application is a matter of combining existing MABBs to produce the required business logic. In addition, this architecture enhances efficiency; development of new MABBs can be done concurrently.

A B2BUA framework should facilitate developing applications that fully conform to standards and are interoperable; without restricting developers from customizing protocol behavior for special cases. Moreover, it should conform for non-standard implementations, as well as to mediate between two versions of the same standard. This type of framework allows developers to focus on their proprietary application with the confidence that their final application will be fully interoperable.

And finally, a B2BUA framework should provide the ability to configure, amend and replace application building blocks to create proprietary features. With this ability, developers can maximize existing code – significantly reducing development time, shortening testing cycles, and reducing overall time-to-market.

Figure 4 - Traditional architecture of a B2BUA framework

RADVISION’s B2BUA Application Framework http://www.radvision.com/Products/Developer/SIPServer delivers these capabilities and more. The B2BUA Application Framework module is a part of the RADVISION SIP server Platform, a software framework that offers the essential building blocks for the development of a wide variety of high performance SIP and IMS servers. The rich set of components and modules can be flexibly combined to match customers’ requirements for developing SIP servers that offer both standard and advanced SIP services.

Applications written on top of RADVISION’s B2BUA framework are developed by combining customizable modular application building blocks. This is effectively large chunks of functionality that can be strung together to form ad-hoc applications, enabling developers to focus on the high-level business logic and use building blocks that hide low-level details.

As one of the most popular IM applications, Yahoo! Messenger was the first large consumer player that adopted B2B UA. Yahoo! Messenger combined its backend scalable platform with RADVISION’s B2B UA to serve millions of monthly unique messaging users around the world. Yahoo selected RADVISION’s B2BUA due to its robust performance and scalability features.

Figure 5 - The architecture of RADVISION B2BUA Application Framework

RADVISION also offers automatic High Availability (HA) and Redundancy support. The B2BUA framework automatically replicates the run-time state of the different Services and B2BUA framework core. In the event of a server outage, a redundant server takes over seamlessly and provides uninterrupted service continuity.

B2BUA framework benefits in a nutshell

• Significantly reduces time to market developing proprietary B2B applications and services.
• Allows adding advanced services easily to retain competitive advantage and evolve to meet growing customer demands.
• Focuses on the business logic and hides low level operator communication intricacies.
• Delivers off-the-shelf conformance and interoperability.
• Enables rapid development of applications that can interoperate with different vendors.
• Enables adding high-availability features easily.

Click here http://www.radvision.com/Resources/WhitePapers/b2bua.htm for more extensive information on B2BUA Servers.

By Danny Loeb, RADVISION http://www.radvision.com Product Manage

Let us take a journey that will begin long before even the intellectual conception of Internet Explorer, that will glance at its long defeated rivals, examine the current browsers available and will end with a prediction of what the future of browsing will offer us – and which browser(s) will still be around to offer it.

People often think that Internet Explorer has been the dominant web browser since the golden age of the internet began. Well for a very long time now it has indeed been the most popular browser and at times been almost totally unrivalled. This was mainly a result of it being packaged free with Microsoft Windows, in what some would later call a brutal monopolisation attempt by Microsoft. The last few years however have heralded the arrival of new, possibly superior browsers. Mozilla’s Firefox has been particularly successful at chipping away at Explorers market dominance. So where did it all begin, and why were Microsoft ever allowed to have a hundred percent market dominance?

Origins

The truth is they never did have total dominance, but at times they have come very close. Microsoft actually entered the Browser Battle quite late on. Infact a man named Neil Larson is credited to be one of the originators of internet browsers, when in 1977 he created a program – The TRS-80 - that allowed browsing between “sites” via hypertext jumps. This was a DOS program and the basis of much to come. Slowly other browsers powered by DOS and inspired by the TRS 80 were developed. Unfortunately they were often constricted by the limitations of the still fairly young internet itself.

In 1988, Peter Scott and Earle Fogel created a simple, fast browser called Hytelnet, which by 1990 offered users instant logon and access to the online catalogues of over five thousand libraries around the world – an exhilarating taste of what the internet, and web browsers, would soon be able to offer.

In 1989 the original World Wide Web was born. Using a NeXTcube computer, Tim Berners-Lee created a web browser that would change how people used the internet forever. He called his browser the WorldWideWeb(http://www., which is still likely to sound familiar to internet users today. It was a windowed browser capable of displaying simple style sheet, capable of editing sites and able to download and open any file type supported by the NeXTcube.

In 1993 the first popular graphical browser was released. Its name was Mosaic and it was created by Marc Andreessen and Eric Bina. Mosaic could be run on both Unix, and very importantly, on the highly popular Microsoft Windows operating system (incidentally it could also be used on Amiga and Apple computers). It was the first browser on Windows that could display graphics/pictures on a page where there was also textual content. It is often cited as being responsible for triggering the internet boom due to it making the internet bearable for the masses. (It should be noted that the web browser Cello was the first browser to be used on Windows – but it was non graphical and made very little impact compared to Mosaic).

The Browser Wars - Netscape Navigator versus Internet Explorer

Mosaic’s decline began almost as soon as Netscape Navigator was released (1994). Netscape Navigator was a browser created by Marc Andreessen, one of the men behind Mosaic and co-founder of Netscape Communications Corporation. Netscape was unrivalled in terms of features and usability at the time. For example, one major change from previous browsers was that it allowed surfers to see parts of a website before the whole site was downloaded. This meant that people did not have to wait for minutes simply to see if the site they were loading was the actual one the were after, whilst also allowing them to read information on the site as the rest of it downloaded. By 1996 Netscape had almost 90% market dominance, as shown below.

Market Share Comparisons of Netscape Navigator and Internet Explorer from 1996 to 1998

………………..Netscape…….IE
October 1998……….64%………32.2%
April 1998…………70%………22.7%
October 1997……….59.67%……15.13%
April 1997…………81.13%……12.13%
October 1996……….80.45%……12.18%
April 1996…………89.36%…….3.76%

In these two years Netscape clearly dominated the internet browser market, but a new browser named Internet Explorer was quickly gaining ground on it.

Microsoft released their own browser (ironically based on the earlier Mosaic browser which was created by one of the men now running Netscape), clearly worried about Netscape’s dominance. It was not so much the worry that it would have a 100% market share of internet browsers on their Windows operating system, but more the worry that browsers would soon be capable of running all types programs on them. That would mean foregoing the need for an actual operating system, or at the most only a very basic one would be needed. This in turn would mean Netscape would soon be able to dictate terms to Microsoft, and Microsoft were not going to let that happen easily. Thus in August 1995, Internet Explorer was released.

By 1999 Internet explorer had captured an 89.03% market share, whilst Netscape was down to 10.47%. How could Internet Explorer make this much ground in just two years? Well this was down to two things really. The first, and by far the most important was that Microsoft bundled Internet Explorer in with every new copy of Windows, and as Windows was used by about 90% of the computer using population it clearly gave them a huge advantage. Internet Explorer had one other ace it held over Netscape – it was much better. Netscape Navigator was stagnant and had been for some time. The only new features it ever seemed to introduce were often perceived by the public as beneficial for Netscape’s parent company rather than Netscape’s user base. (i.e., features that would help it monopolise the market). Explorer, on the other hand, was given much attention by Microsoft. Regular updates and excellent usability plus a hundred million dollar investment would prove too much for Netscape Explorer.

2000 – 2005

These years were fairly quiet in the Battle of the Browsers. It seemed as if Internet Explorer had won the war and that nobody could even hope to compete with it. In 2002/2003 it had attained about 95% of the market share – about the time of IE 5/6. With over 1000 people working on it and millions of dollars being poured in, few people had the resources to compete. Then again, who wanted to compete? It was clearly a volatile market, and besides that everybody was content with Internet Explorer. Or were they? Some people saw faults with IE – security issues, incompatibility issues or simply bad programming. Not only that, it was being shoved down peoples throats. There was almost no competition to keep it in line or to turn to as an alternative. Something had to change. The only people with the ability and the power to compete with Microsoft took matters into their own hands.

Netscape was now supported by AOL. A few years prior, just after they had lost the Browser Wars to Microsoft, they had released the coding for Netscape into the public domain. This meant anybody could develop their own browser using the Netscape skeleton. And people did. Epiphany, Galeon and Camino, amongst others, were born out of Netscape’s ashes. However the two most popular newcomers were called Mozilla and Firefox.

Mozilla was originally an open sourced project aimed to improve the Netscape browser. Eventually it was released as Netscape Navigator 7 and then 8. Later it was released as Mozilla 1.0.

Mozilla was almost an early version on another open source browser, Firefox. With it being an open source the public were able to contribute to it - adding in what features it needed, the programming it required and the support it deserved. The problems people saw in Internet Explorer were being fixed by members of the open sourced browser community via Firefox. For instance, the many security issues IE 6 had were almost entirely fixed in the very first release of Firefox. Microsoft had another fight on their hands.

2005 – Present

Firefox was the browser that grew and grew in these years. Every year capturing an even larger market share percentage than before. More user friendly than most of its rivals along with high security levels and arguably more intelligent programming helped its popularity. With such a large programming community behind it, updates have always been regular and add on programs/features are often released. It prides itself on being the peoples browser. It currently has a 28.38% market share.

Apple computers have had their own browser since the mid 1990’s – Safari - complete with its own problems, such as (until recently) the inability to run Java scripts. However most Apple users seemed happy with it and a version capable of running on Windows has been released. It has had no major competitor on Apple Macs, and as such has largely been out of the Browser Wars. It currently holds a 2.54% market share and is slowly increasing.

Internet Explorer’s market share has dropped from over 90% to around 75%, and is falling. It will be interesting to see what Microsoft will attempt to regain such a high market share.

Opera currently holds 1.07%.

Mozilla itself only has a 0.6% market share these days.

The Future of Web Browsing

Web browsers come and go. It is the nature of technology (if such a term can be used), to supplant inferior software in very short periods of time. It is almost impossible for a single company to stay ahead of the competition for long. Microsoft have the advantage of being able to release IE with any Windows using PC. That covers over 90% of the market. They also have the advantage of unprecedented resources. They can compete how they wish for as long as they wish. So there is no counting IE out of the future of web browsing.

Safari is in a similar position, being easily the most popular Mac web browser. Its long term survival is dependant upon Apple and the sale of their computers.

These are the only two browsers that are almost guaranteed another five years of life, at least. Firefox may seem like another candidate, but the public is fickle, and one bad release, or if it seriously lags behind the new Internet Explorer 8 for long, could easily see its popularity quickly descend into virtual oblivion.

However, it seems likely community driven browsers, such as Mozilla and Firefox, will be the only types of browser capable of competing with the wealthy internet arm of Microsoft in the near future.

As for web browsing itself, will it change any time soon? Well it already has for some online communities. For example, if you want to buy clothes you could try entering an online ‘world’ creating an online virtual You to go from ’shop to shop’ with, looking at products and trying/buying what you see. Some ‘worlds’ allow you to recreate yourself accurately including weight and height and then try on things apparel such as jeans to give you an idea of how you would look in that particular item.

Will ‘worlds’ like this destroy normal web browsers such as IE ? - It seems unlikely. Traditional web browsers provide such freedom and ease of access that it is hard to see any other alternative taking over. However they are part of the new, ‘thinking out of the box’ wave of alternatives that some people will find attractive, and really who knows what the future will bring.

It’s no secret that there are plenty of companies in the US that discard sensitive documents by dumping them unceremoniously: leave it by the curb, drive it to a dumpster, heave it over the walls of abandoned property, and other assorted mind boggling insecure practices. In fact, MSNBC has an article on this issue, and names numerous bankrupt mortgage companies whose borrowers’ records were found in dumpsters and recycling centers. The information on those documents include credit card numbers and SSNs, as well as addresses, names, and other information needed to secure a mortgage.

Since the companies have filed for bankruptcy and are no more, the potential victims involved have no legal recourse, and are left to fend for themselves. In a way, it makes sense that companies that have filed for bankruptcy are behaving this way. (Not that I’m saying this is proper procedure.) For starters, if a company does wrong, one goes after the company; however, the company has filed for bankruptcy, it is no more, so there’s no one to “go after.” In light of the company status, this means that the actual person remaining behind to dispose of things, be they desks or credit applications, can opt to do whatever he feels like. He could shred the applications. He could dump them nearby. He could walk away and let the building’s owner take care of them. What does he care? It’s not as if he’s gonna get fired.

Also, proper disposal requires either time, money, or both. A bankrupt company doesn’t have money. It may have time, assuming people are going to stick around, but chances are their shredder has been seized by creditors. People are not going to stick around to shred things by hand, literally.

Aren’t there any laws regulating this? Apparently, such issues are covered by FACTA, the Fair and Accurate Credit Transactions Act, and although its guidelines require that “businesses to dispose of sensitive financial documents in a way that protects against ‘unauthorized access to or use of the information’” [msnbc.com], it stops short of requiring the physical destruction of data. I’m not a lawyer, but perhaps there’s enough leeway in the language for one to go around dropping sensitive documents in dumpsters?

Like I mentioned before, inappropriate disposal of sensitive documents has been going on forever; I’m pretty sure this has been a problem since the very first mortgage was issued. My personal belief is that most companies would act responsibly and try to properly dispose of such information. But, this may prove to be a point of concern as well because of widespread misconceptions of what it means to protect data against unauthorized access.

What happens if a company that files for bankruptcy decides to sell their company computers to pay off creditors? Most people would delete the information found in the computer, and that’s that-end of story. Except, it’s not. When files are deleted, the actual data still resides in the hard disks; it’s just that the computer’s operating system doesn’t have a way to find the information anymore. Indeed, this is how retail data restoration applications such as Norton are able to recover accidentally deleted files.

Some may be aware of this and decide to format the entire computer before sending it off to the new owners. The problem with this approach is the same as deleting files: data recovery is a cinch with the right software. Some of them retail for $30 or less-as in free. So, the sensitive data that’s supposed to be deleted can be recovered, if not easily, at least cheaply-perhaps by people with criminal interests.

Am I being paranoid? I don’t think so. I’ve been tracking fraud for years now, and I can’t help but conclude that the criminal underworld has plenty of people looking to be niche operators, not to mention that there are infinitesimal ways of defrauding people (look up “salad oil” and “American Express,” for an example). An identification theft ring looking to collect sensitive information from bankrupt mortgage dealers wouldn’t surprise me, especially in an environment where such companies are dropping left and right.

The economics behind it make sense as well. A used computer will retail anywhere from $100 to $500. The information in it, if not wiped correctly, will average many times more even if you factor in the purchase of data recovery software. Criminals have different ways of capitalizing on personal data, ranging from selling the information outright to engaging in something with better returns.

Is there a better way to protect oneself? Whole disk encryption is a way to ensure that such problems do not occur: One can just reformat the encrypted drive itself to install a new OS; the original data remains encrypted, so there’s no way to extract the data. Plus, the added benefit is that the data is protected in the event that a computer gets lost or stolen. However, commonsense dictates that encryption is something ongoing concerns sign up for, not businesses about to go bankrupt. My guess is that sooner or later we’ll find instances of data breaches originating from equipment being traced back to bankrupt mortgage dealers.

The stock market is in a tumult. Actually, it has been for about a year, ever since the subprime fiasco (anyone take a look at Moody’s performance over the past year?) Now that that particular issue has been beaten to death, other mortgagerelated issues are cropping up. Most of the stuff covered in the media is financial in nature, but some of those mortgagerelated issues do concern information security.

It’s no secret that there are plenty of companies in the US that discard sensitive documents by dumping them unceremoniously: leave it by the curb, drive it to a dumpster, heave it over the walls of abandoned property, and other assorted mindboggling insecure practices. In fact, MSNBC has an article on this issue, and names numerous bankrupt mortgage companies whose borrowers’ records were found in dumpsters and recycling centers. The information on those documents include credit card numbers and SSNs, as well as addresses, names, and other information needed to secure a mortgage.

Since the companies have filed for bankruptcy and are no more, the potential victims involved have no legal recourse, and are left to fend for themselves. In a way, it makes sense that companies that have filed for bankruptcy are behaving this way. (Not that I’m saying this is proper procedure.) For starters, if a company does wrong, one goes after the company; however, the company has filed for bankruptcy, it is no more, so there’s no one to “go after.” In light of the company status, this means that the actual person remaining behind to dispose of things, be they desks or credit applications, can opt to do whatever he feels like. He could shred the applications. He could dump them nearby. He could walk away and let the building’s owner take care of them. What does he care? It’s not as if he’s gonna get fired.

Also, proper disposal requires either time, money, or both. A bankrupt company doesn’t have money. It may have time, assuming people are going to stick around, but chances are their shredder has been seized by creditors. People are not going to stick around to shred things by hand, literally.

Aren’t there any laws regulating this? Apparently, such issues are covered by FACTA, the Fair and Accurate Credit Transactions Act, and although its guidelines require that “businesses to dispose of sensitive financial documents in a way that protects against ‘unauthorized access to or use of the information’” [msnbc.com], it stops short of requiring the physical destruction of data. I’m not a lawyer, but perhaps there’s enough leeway in the language for one to go around dropping sensitive documents in dumpsters?

Like I mentioned before, inappropriate disposal of sensitive documents has been going on forever; I’m pretty sure this has been a problem since the very first mortgage was issued. My personal belief is that most companies would act responsibly and try to properly dispose of such information. But, this may prove to be a point of concern as well because of widespread misconceptions of what it means to protect data against unauthorized access.

What happens if a company that files for bankruptcy decides to sell their company computers to pay off creditors? Most people would delete the information found in the computer, and that’s that-end of story. Except, it’s not. When files are deleted, the actual data still resides in the hard disks; it’s just that the computer’s operating system doesn’t have a way to find the information anymore. Indeed, this is how retail data restoration applications such as Norton are able to recover accidentally deleted files.

Some may be aware of this and decide to format the entire computer before sending it off to the new owners. The problem with this approach is the same as deleting files: data recovery is a cinch with the right software. Some of them retail for $30 or less-as in free. So, the sensitive data that’s supposed to be deleted can be recovered, if not easily, at least cheaply-perhaps by people with criminal interests.

Am I being paranoid? I don’t think so. I’ve been tracking fraud for years now, and I can’t help but conclude that the criminal underworld has plenty of people looking to be niche operators, not to mention that there are infinitesimal ways of defrauding people (look up “salad oil” and “American Express,” for an example). An identification theft ring looking to collect sensitive information from bankrupt mortgage dealers wouldn’t surprise me, especially in an environment where such companies are dropping left and right.

The economics behind it make sense as well. A used computer will retail anywhere from $100 to $500. The information in it, if not wiped correctly, will average many times more even if you factor in the purchase of data recovery software. Criminals have different ways of capitalizing on personal data, ranging from selling the information outright to engaging in something with better returns.

Is there a better way to protect oneself? Whole disk encryption is a way to ensure that such problems do not occur: One can just reformat the encrypted drive itself to install a new OS; the original data remains encrypted, so there’s no way to extract the data. Plus, the added benefit is that the data is protected in the event that a computer gets lost or stolen. However, commonsense dictates that encryption is something ongoing concerns sign up for, not businesses about to go bankrupt. My guess is that sooner or later we’ll find instances of data breaches originating from equipment being traced back to bankrupt mortgage dealers.

To help reverse this trend, the U.S. government recently passed legislation that imposes penalties and fines on companies that do not practice environmentally proper IT disposal. According to a survey conducted by HP, the majority of companies-especially small-to-medium businesses (SMBs)-underestimate the security, financial and environmental impact of technology equipment disposal. Key findings include:

• 70 percent of respondents underestimate the cost of disposing of PCs;

• 66 percent of executives with purchasing authority are unaware of the financial implications of ignoring environmental regulations when disposing of IT equipment; and

• The biggest concern regarding disposal of IT equipment is data security and privacy.

So, what is the “politically correct” way to dispose of aging technology equipment? IT leaders like HP are increasing their commitment to real-world solutions that help customers achieve environmental responsibility, while also helping them get a better return on their IT investments.

E-Cycling computers and their components can be done to build new computers. HP helped its customers recycle more than 140 million pounds of hardware and print cartridges last year-the equivalent weight of 280 jumbo airliners! More and more retailers are also offering recycled products, which helps keep them out of landfills and other disposal sites.

Leasing is another way for companies to mitigate the various risks involved with acquiring IT assets, because the lessor assumes the responsibility for proper disposal of equipment at the end of its useful life. Leasing protects customers against the fines and consequences associated with violating environmental regulations, as well as from violations of data security and personal privacy laws. Similarly, older systems can be traded in for discounts on the price of new machines through such programs as HP’s “Ditch Your Dinosaur,” which offers a $100 rebate when customers trade in an outdated computer.

Donating computers to charities in need is a positive option to consider. Like older cars, they can be used as an effective tax write-off for a business, while benefiting worthwhile organizations. For example, HP and many others work with the National Cristina Foundation. This organization helps people with disabilities, students at risk and economically disadvantaged persons lead more independent and productive lives by providing them with computer technology and training.

MCP stands for Microsoft Certified Professional and MCSE is an abbreviation for Microsoft Certified Systems Engineer. What exactly does having a Microsoft certification mean anyway? We know that it looks good on a resume and opens new doors in your career. Did you know that being certifiable - in Microsoft anyway - sometimes will also boost your pay? Experience counts for a lot, but having a Microsoft certification or two does not hurt either!

So what does it take to be and MCP or MCSE? Lots of studying! The MCP courses and MCP exams are geared toward a more rounded technical professional. Candidates for MCP must pass one current certification test from Microsoft. Passing one of the exams demonstrates that the candidate has a consistent level of technical expertise.

With the Microsoft Certified Systems Engineer path, there are MCSE boot camps that help prepare candidates for the MCSE exams. These MCSE boot camps are intense classes often packed into a full two week period instead of the traditional weekly MCSE training classes in preparation for the MCSE exams. This path is more involved. MCSE certification is standard in the IT field and prepares you for anything from the design of a system  infrastructure to analyzing the company needs before implementing a design.

Unlike those individuals who take the MCP training to prepare for MCP exams, students of MCSE have a course of study that is more intense. Instead of one test to prepare for, they have seven tests that they are required to pass to get their Microsoft certification. Yikes! Seven! They have five main exams to take as well as two electives. The five required MCSE exams are broken down into four operating system exams and one design exam. The two electives typically deal with other issues in design and implementation not covered in the five core tests.

After learning a few basics, it is easy to see that the MCP or Microsoft Certified Professional is really just a stepping stone to bigger and greater things in the world of Microsoft certification. The individuals who go for the MCP have a leg up on those peers who have no technical experience. They will have a better grasp on technical issues and usually stay a step ahead of trends. The MCSE is more specialized and appeals to the techno geek with a penchant for design and implementation. They like knowing how stuff works. So market yourself and become certifiable!